3Line commenced business in 2007 with the primary aim of using technology to make financial services easily available to the financially excluded. We believe this is a basic human right, and 3Line is our platform for achieving this purpose. We focus on four key areas: Electronic Banking, Issuer Processing, Agency Banking and Identity Management, all driven by our Card Scheme. Our vision is to be the second largest driver of e-Services, second only to the internet and through that, make financial services easily available to the financially excluded as a means of social reformation and transformation. Our mission is to operate an end-to-end electronic payment system which allows organizations, government agencies, and individuals collect, bank, and transfer or withdraw money electronically anytime, anywhere, making money safe and secure at all times. To do this, we open and operate secure platforms that connect organizations with people, introduce tailor-made products and services that meet the needs of those they serve by design functions and locations, and educate the financially excluded on steps to take to achieve financial freedom.